Crypto payment company Alchemy Pay has unveiled plans for Alchemy Chain, a new blockchain network focused on compliant global stablecoin payments. The project is designed to connect major financial regions under a single payment infrastructure while meeting regulatory standards in both Europe and Asia.
According to the roadmap shared by Alchemy Pay, the blockchain will support cross-border stablecoin transactions and enterprise settlements using a native USD stablecoin issued directly on the network. The company said the chain is being built to comply with Europe’s MiCA and PSD2 rules alongside Hong Kong’s SFC and HKMA digital asset requirements.
Alchemy Chain is charting a different path.
While most chains compete on speed and volume, we’re building the first dual-compliant global stablecoin payment network, aligned with both Europe’s MiCA/PSD2 and Hong Kong’s SFC/HKMA frameworks.
Here’s our roadmap 🧵 pic.twitter.com/PVwlEOZr2T
— Alchemy Pay|$ACH: Fiat-Crypto Payment Gateway (@AlchemyPay) May 29, 2026
Alchemy Chain targets regulatory compliance
Unlike many Layer-1 blockchain projects competing on transaction speed, Alchemy Chain is focused on regulatory approval and real-world payment use cases. The company said the network will bridge fragmented crypto regulations that currently limit stablecoin adoption across different markets.
In Europe, the network will support compliant merchant payments, treasury operations, and fiat-to-stablecoin conversions under MiCA and PSD2 frameworks. In Asia-Pacific, the blockchain will align with Hong Kong’s licensing structure for digital assets and stablecoins.
Alchemy Pay said this approach could help businesses move value across borders more easily while remaining within legal financial frameworks.
Just yesterday, Alchemy Pay integrated with Conflux Network to make the $USDT0 stablecoin easier to access for users around the world. The partnership allows users to buy $USDT0 directly using local fiat currencies and everyday payment methods.
Africa named key market for expansion
The roadmap identified African B2B payments as one of the network’s first major use cases. Alchemy Pay said businesses across the continent often face settlement delays of three to seven days and high transaction costs through traditional banking systems.
The company claims Alchemy Chain will reduce settlement times to seconds while lowering payment costs by up to 80%. The network will also support direct conversions between its USD stablecoin and local currencies including the Nigerian naira, Kenyan shilling, and South African rand.
Built-in KYC and AML tools will also be included to support compliance and transaction monitoring.
Mainnet planned for mid-2026
Alchemy Pay said the blockchain is part of its wider push into regulated crypto payments and enterprise finance. The company expects the network to support real-time settlements, fiat and crypto liquidity services, and future AI-powered financial applications. Development of the blockchain will happen in phases, with the project’s mainnet launch currently targeted for mid-2026.
Meanwhile, Alchemy Pay integrated its on-ramp and off-ramp services into D’CENT Wallet, allowing users to buy and sell crypto directly inside the wallet. Additionally, Alchemy Pay recently expanded its institutional reach by joining the Mastercard Crypto Partner Program and securing money transmitter licenses across multiple jurisdictions, bolstering the network’s off-ramp capabilities in 173 countries.
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