Businesses across the Asia-Pacific region remain more cautious about stablecoins than their counterparts in North America, Europe, and Latin America.
The company’s 2026 Commerce and Payment Trends report found that only a little over one-fifth of APAC businesses would consider using stablecoins if they were integrated into platforms they already use. That compares with 35% in Latin America, 45% in Europe, and 72% in North America.
The findings highlight a growing divide in how businesses across different regions view stablecoins, even as digital assets gain a larger role in payments and financial services.
Asia-Pacific businesses are less open to adopting stablecoins compared with other regions, with only over a fifth stating they would only consider stablecoins if they were already integrated into platforms they already use. https://t.co/p9n3PlCNKa
— Asian Banking & Finance (@asianbanking) May 26, 2026
North America leads stablecoin adoption among businesses
The report linked stronger support in North America to the GENIUS Act, which became law in the United States in 2025. The legislation requires stablecoin issuers to fully back their tokens with liquid assets such as US dollars or short-term Treasury bonds.
Issuers must also publish regular reports on their reserves. According to the report, these rules have helped improve confidence by reducing concerns about stablecoins losing their peg and by providing stronger protections for holders if an issuer fails.
This clearer regulatory framework has helped make businesses more comfortable with using stablecoins in commercial activities.
Why are APAC businesses slower to embrace stablecoins?
The report found that businesses in Asia-Pacific remain more cautious despite growing global interest in stablecoins. Adoption levels in the region trail those seen in North America, Europe, and Latin America.
European businesses also remain careful, although for different reasons. The report noted concerns raised by the European Central Bank that widespread use of US dollar-backed stablecoins could weaken regional control over monetary policy.
With around 99% of stablecoins linked to the US dollar, questions around regulation, oversight, and currency influence continue to shape adoption decisions.
Stablecoins gain traction in payments and AI commerce
Global Payments said stablecoins could help businesses modernize financial operations through blockchain technology and programmable payments.
The report highlighted benefits such as automated transactions, transparent records, lower fraud risks, and easier record keeping. It also pointed to growing use cases in AI-driven commerce, where stablecoins could support automated buying and selling through smart contracts and onchain payment systems.
Meanwhile, Stablecoin usage has surged across blockchain networks, with data from DeFiLlama showing more than $1 trillion in transaction volume processed in a single month. The figures highlight stablecoins’ central role in digital asset markets as activity spreads across multiple chains.
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