Sahara AI has signed a memorandum of understanding with South Korea’s Danal Fintech. They will explore how artificial intelligence can be used in stablecoin payment and settlement systems. This marks a new step in merging AI with crypto infrastructure.
The agreement joins Sahara AI, a company focused on developing next-generation financial and digital service systems, with Danal Fintech, one of South Korea’s largest payment and fintech providers, serving millions of users.
We had the chance to meet in Seoul, where our COO & co-founder @tz_sahara met with Danal Fintech CEO Jin Chang-yong to formally kick off the collaboration.
Thank you to Jin Chang-yong and the Danal Fintech team for the partnership and warm welcome. We’re excited to start… pic.twitter.com/72hKk2VByY
— Sahara AI 🔆 (@SaharaAI) February 10, 2026
Applying AI to stablecoin payment infrastructure
Under the MOU, both companies will work together to use AI to improve the reliability, efficiency, and risk management of stablecoin financial systems. Their initial focus will be on real-world payment and settlement cases, where system stability and compliance are essential.
Danal Fintech offers extensive experience in large-scale payment, settlement, and blockchain systems. Sahara AI contributes its full-stack AI platform, which includes data services, agent development tools, and protocols designed for real-time decision making and automation.
Areas of exploration include transaction monitoring and flow analysis to improve visibility and spot anomalies, operational automation for settlement and reconciliation, and stronger risk controls to boost fraud prevention and system resilience. The partnership will also consider support for cross-border payments as stablecoin usage grows worldwide.
Consumer experiences and market intelligence tools
Beyond the core infrastructure, Danal’s subsidiary PayProtocol and Sahara AI plan to investigate AI-driven financial experiences and joint marketing initiatives. One possible integration being discussed is bringing Sorin, Sahara AI’s crypto market intelligence copilot, into consumer-facing products like the Paycoin app.
The goal is to help users better comprehend market trends and portfolio exposure through clearer, real-time insights without crossing into regulated financial advice. Sahara AI has already opened a public waitlist for Sorin as it prepares for wider consumer access.
A Danal Fintech representative described the agreement as a starting point to test practical, scalable applications that combine stablecoin systems with applied AI. Notably, Stablecoin-related “dusting” activity now accounts for a meaningful share of Ethereum network usage following December’s Fusaka upgrade, according to new data from Coin Metrics.
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