Quick Breakdown
- Near-instant cash-outs: Mercuryo users can now convert crypto to fiat and receive funds on Visa cards within minutes.
- Lower costs, less friction: Visa Direct cuts settlement times and simplifies cross-border payments.
- Bigger crypto push: The partnership reinforces Visa’s expanding role in crypto and stablecoin payments.
Crypto payments firm Mercuryo has partnered with Visa to enable near real-time conversion of digital assets into fiat currency, allowing users to cash out directly to Visa cards within minutes.
Visa 🤝@Mercuryo_io, working to make cross-border payouts faster, reduce delays, and help people access their funds quickly in their local currencies.#crypto #VisaDirect https://t.co/bYNbTjKiYF
— VisaNews (@VisaNews) January 22, 2026
The integration leverages Visa Direct, Visa’s real-time money movement network, to streamline crypto off-ramps and reduce the delays and costs typically associated with traditional settlement methods.
Under the arrangement, eligible users can convert crypto holdings to local currency and send the proceeds straight to Visa debit or credit cards, without leaving the wallets, exchanges or platforms they already use.
Mercuryo expands fast crypto off-ramps via Visa Direct
By plugging into Visa’s global payments infrastructure, Mercuryo said it is simplifying access to crypto-to-fiat services, particularly for cross-border transactions.
The partnership expands Mercuryo’s existing use of Visa Direct, which already supports instant transfers across brokerage, digital banking and crypto accounts. Through the new setup, Visa Direct connects with Mercuryo’s network of non-custodial wallets, exchanges, and payment providers, enabling fast off-ramping tools for millions of users.
Once converted, funds can be spent at more than 150 million merchant locations worldwide that accept Visa.
“This partnership with Visa further strengthens our ability to deliver a fast, low-cost user experience,”
said Mercuryo co-founder and CEO Petr Kozyakov, noting that the integration removes long-standing friction around cross-border cash-outs.
Anastasia Serikova, head of Visa Direct in Europe, said the collaboration is designed to better link crypto platforms with traditional financial systems, improving reliability and convenience for everyday use.
Visa pushes deeper into crypto and stablecoin payments
The deal adds to Visa’s broader digital asset strategy. In December, Visa launched a Stablecoins Advisory Practice to help businesses explore stablecoin-based payment models.
The payments giant has reported growing stablecoin activity, with settlement volumes now running at an annualized rate of $3.5 billion. Last year, Visa also partnered with Aquanow to speed up stablecoin settlements and reduce reliance on legacy payment rails.
Despite the momentum, Visa CEO Ryan McInerney has cautioned that clearer regulatory frameworks are still needed for the technology to scale globally.
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