Day: 28 January 2026

Quick Breakdown  Laser Digital has applied for an OCC national trust bank charter to consolidate US crypto operations under federal regulation. A more favourable regulatory tone in Washington is driving renewed interest in banking licences from crypto, fintech, and corporate firms. OCC charter applications surged in 2025, nearly matching the ...

Quick Breakdown  USDC market cap dropped sharply from ~$78B peak to $71.5B, with $6.5B in net redemptions over the past six weeks, while Tether's USDT kept climbing to $186.5B. The expected GENIUS Act would ban interest payments on stablecoins, pushing investors toward yield-bearing alternatives like tokenized money market funds and ...

Quick Breakdown  XO Swap allows direct asset swaps between Ethereum, Solana, Bitcoin, XRP, and Base and Algorand within Pera Wallet. Users benefit from a simplified, reliable cross-chain experience without bridging or wrapping assets. Wallets and ecosystems gain reusable infrastructure to improve onboarding and liquidity access.   Exodus, the crypto wallet ...

Quick Breakdown  Bitcoin weakened alongside a stronger Japanese yen, prompting Arthur Hayes to cut risk and exit leveraged Bitcoin proxy positions. Hayes is watching the Fed’s balance sheet for signs of intervention in yen and JGB markets before re-entering Bitcoin-related trades. He argues that renewed Fed liquidity would support Bitcoin ...

Quick Breakdown  Vitalik Buterin says Ethereum’s core technology has advanced, but meaningful real-world applications remain limited. He warns that crypto risks becoming purely speculative if builders abandon governance, social, and public-good use cases. Buterin argues decentralized systems are a key counterbalance to centralized AI and growing digital control.   Ethereum ...

Quick Breakdown  Rodeo will shut down by March 10 after failing to scale despite strong community engagement. Users can migrate assets via Arweave, with read-only mode starting February 10. Nifty Gateway has also extended its shutdown timeline amid the ongoing NFT market slump.   Social NFT marketplace Rodeo has announced ...