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Decta Adopts USDC for Internal Treasury Settlements Through OpenPayd

Payments infrastructure company Decta has started using Circle’s USDC stablecoin for internal treasury settlements, allowing the company to move its own funds across international operations through OpenPayd’s regulated financial infrastructure.

The arrangement does not add USDC to Decta’s customer-facing payment services. Instead, Decta transfers company funds to OpenPayd, where fiat can be converted into USDC through its over-the-counter (OTC) services. The stablecoin can then be used to settle funds between Decta’s international entities.

OpenPayd Chief Commercial Officer Lux Thiagarajah described the arrangement as a proprietary treasury use case, confirming that USDC does not form part of Decta’s existing customer payment flows.

The USDC rollout could provide support for Decta’s euro stablecoin plans

MiCA-compliant euro stablecoins increased their combined market capitalization by 128% over the past year, showing a growing demand for regulated digital currencies denominated in euros.

Dollar-backed stablecoins such as USDC still account for the vast majority of global stablecoin activity, giving Decta an established dollar-based settlement rail as it develops its wider digital asset strategy.

The USDC setup also gives Decta a live operational environment for testing how stablecoins can work within corporate treasury and B2B settlement processes.

The proposed stablecoin is intended to support compliant euro-denominated transactions, including automated B2B settlements. Decta’s current use of USDC therefore provides an operational foundation as the company continues exploring euro-based stablecoin infrastructure.

Decta’s USDC move comes under the EU’s MiCA framework

Decta’s treasury integration comes as Europe’s Markets in Crypto-Assets (MiCA) framework reshapes how stablecoins and digital-asset services operate across the region.

In June 2026, OpenPayd received MiCA authorization, allowing it to provide regulated crypto services across the European Economic Area. Its approval covers services including fiat-to-stablecoin conversion, custody, wallet infrastructure and stablecoin transfers.

OpenPayd also partnered with Circle in 2025 to support fiat and USDC conversions for businesses. The partnership was designed to support payments, treasury management and digital asset services.

Stablecoins are becoming corporate treasury tools

Decta’s move shows a move toward using stablecoins for corporate treasury and cross-border settlement rather than only for crypto trading or consumer payments.

In July, Hyundai Motor’s US and Mexican operations tested a $20,000 cross-border treasury transfer using Tether’s USDT on Avalanche. The transaction reportedly settled within about seven minutes before being converted back into dollars.

Circle has also worked with treasury software provider Kyriba to help businesses manage USDC alongside traditional cash and use it for eligible cross-border and intercompany transfers.

The treasury integration also builds on Decta’s earlier work with regulated stablecoins in Europe. In August 2024, Decta Limited and France-based Next Generation announced plans to explore the issuance of a euro-pegged stablecoin under the EU MiCA framework, subject to the required regulatory approvals. Decta’s implementation stands out because USDC is being added to an existing internal treasury process without changing the company’s customer payment products.

 

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