Wirex, a leading crypto payment platform, has partnered with decentralized social platform Collective Memory to launch the Collective Memory Card, giving creators real-time access to their onchain earnings. The card allows users to convert content rewards into spendable funds instantly at over 80 million merchants globally.
— Wirex (@wirexapp) February 11, 2026
Real-time crypto earnings for creators
Until now, social platforms often delay payouts to creators by days or weeks. Collective Memory changes this model by rewarding users with ATTN tokens when their content receives stakes from the community. Through the Wirex BaaS (Banking-as-a-Service) platform, these tokens can now be converted to fiat and spent immediately via the Collective Memory Card, available as a virtual or physical debit card with support for Apple Pay and Google Pay. This integration eliminates the need for pre-funding or complex withdrawals, bridging onchain earnings with everyday spending.
Building a fair and decentralized creator economy
Collective Memory operates on a decentralized attention economy, rewarding both content creators and early supporters who identify notable moments. Wirex’s platform ensures that these rewards are not only earned but also actionable in real-world commerce. The card also includes global IBAN accounts with SEPA Instant and Faster Payments, unified wallet management for ATTN tokens, staking yields, and fiat balances. The program empowers creators to participate in a truly transparent, blockchain-based economy while maintaining control over their assets.
Daniel Rowlands, General Manager of Onchain Finance at Wirex, stated, “We are closing the gap between onchain rewards and real-world spending. Creators can now earn and spend instantly, making the decentralized economy tangible.” Collective Memory CEO Jonathan Saragossi added, “Our partnership with Wirex ensures that value flows directly to creators, redefining what a fair social platform looks like.”
The Collective Memory Card will be available to EU and UK users starting March 2026, with a waitlist open at collectivememory.ai/get-app.
In another development, Wirex has unveiled a TRON-native payment infrastructure designed for fully on-chain, self-custodial transactions. The platform enables users to send stablecoins, pay invoices, manage payroll, and complete retail purchases directly on TRON.
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