Crypto exchange MEXC has increased the interest rate on its USDT Flexible Savings product, offering up to 20 per cent APR for a limited time. The company says the move is designed to attract users who want steady returns while the crypto market remains unpredictable.
Under the new structure, deposits from 0 to 300 USDT will earn 20% APR. This is higher than the previous 16 per cent rate. For users holding between 300 and 100,000 USDT, the rate has been raised from 5% to 10%. The product does not require a lock-up period, meaning users can withdraw their funds at any time.
We just MEXCmized your yield!$USDT Flexible APR is now up to 20% with unrestricted withdrawals.
👉 Details: https://t.co/C3eN7iKOtw
— MEXC (@MEXC_Official) February 19, 2026
Higher rewards for stablecoin holders
The updated offer focuses mainly on stablecoin investors. USDT and USDC holders can access flexible savings with competitive rates compared to many other platforms. MEXC says the goal is to give users a simple way to earn passive income without taking on high risk.
New users can also access short-term fixed savings products with promotional rates. Some of these include USDT offers and tokenized gold and silver products such as XAUT and SLVON. In addition, the exchange provides earning options for major cryptocurrencies, including ETH, SOL and XRP.
Loans and futures earn options expand choices
Beyond savings, MEXC is promoting other crypto services. Through its loan feature, users can borrow crypto by using assets like BTC, ETH, SOL or XRP as collateral. A zero-interest promotion is running until February 27, 2026.
The platform also offers Futures Earn, which allows users to generate returns on USDT and USDC. With these updates, MEXC is expanding its crypto earning tools as competition among exchanges for stablecoin deposits continues to grow.
Meanwhile, MEXC introduced stock futures trading with zero commission fees, marking a significant expansion into traditional financial derivatives. This new offering allowed users to trade futures contracts based on shares of major U.S.-listed companies without incurring any broker fees.
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