Crypto wealth platform Nexo has officially re-entered the United States, unveiling a fully compliant relaunch of its investment and credit services after several years away from the market. The move, announced on February 16, 2026, marks a significant turning point for the company as it seeks to rebuild its presence under a stronger regulatory framework.
Nexo returns to the United States.
The official relaunch is being executed with regulated partners, providing a U.S.-compliant framework for our investment and credit product offerings. 🧵 pic.twitter.com/pt0A4ETRdt
— Nexo (@Nexo) February 16, 2026
The re-launch comes at a time when the demand for crypto-backed lending has been resilient despite the overall market volatility. The new Nexo U.S. platform offers fixed and flexible yield programs, crypto-backed credit lines, an integrated exchange, fiat on- and off-ramps, and a loyalty rewards program.
The company explained that its re-launch is being facilitated by partnerships with licensed U.S. service providers and the use of Bakkt infrastructure, which is a publicly listed digital asset platform that is renowned for its institutional-grade compliance.
Regulatory reset after past challenges
The re-launch of Nexo comes after several years of friction with regulators, especially following a settlement in 2023 with the U.S. Securities and Exchange Commission. The company paid $45 million to settle allegations regarding its Earn Interest Product, which it was accused of failing to register as a securities offering. In the settlement, Nexo suspended its Earn Interest Product for U.S. residents and later decided to leave the U.S. market entirely while re-evaluating its approach to compliance.
The new re-launch is a result of lessons learned from the previous experience, with the company highlighting licensed partnerships and regulatory alignment as the cornerstones of its long-term U.S. strategy.
Lending performance shows resilience during market volatility
Beyond its regulatory reset, Nexo’s lending business has continued to show strength. Data analyzed by CryptoQuant indicates that users borrowed roughly $863 million between January 2025 and January 2026, with nearly $1 billion in credit issued overall. More than 30% of those loans were repaid during periods of market decline, suggesting controlled deleveraging rather than panic-driven liquidations.
Nexo has recorded more than $30 billion in cumulative stablecoin inflows as of January 2026, suggesting sustained investor confidence in crypto-backed lending platforms despite recent market volatility.
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