HashKey Chain has formed a partnership with Morpho to develop a new type of on-chain lending system that targets institutional users. The focus is on combining regulated blockchain infrastructure with open credit markets to support lending backed by real-world assets and crypto collateral.
The partnership brings together HashKey Group’s compliance-focused blockchain infrastructure and Morpho’s decentralized credit network. The goal is to create lending systems that can meet institutional standards while still operating on public blockchain rails. This includes improving transparency in lending activity and making credit markets more efficient through smart contract automation.
A key part of the plan is the use of real-world assets, or RWAs, as collateral in lending markets. This could allow traditional financial instruments, such as tokenized bonds or funds, to be used within DeFi lending systems. The structure is designed to expand liquidity and give institutions more flexible borrowing options using blockchain-based credit markets.
🤝 HashKey Chain is pleased to announce a strategic partnership with @Morpho
By combining HashKey Group’s compliance-ready infrastructure with Morpho’s global open credit network, the partnership will explore institutional-grade CeDeFi and RWA on-chain lending infrastructure.… pic.twitter.com/rgIiJXfwVf
— HashKey Chain (@HSKChain) June 16, 2026
Focus on regulated DeFi lending tools for institutional users
The partnership will also work on how regulated DeFi, often called CeDeFi, can support larger financial players. This includes building lending tools that meet compliance requirements while still allowing participation in open blockchain systems.
By combining compliance layers with decentralized lending pools, the system is designed to bridge traditional finance and DeFi markets. It also focuses on improving credit efficiency by reducing intermediaries and enabling faster settlement through smart contracts.
Growing competition in tokenized credit and RWA lending markets
The move comes as more blockchain platforms compete to build infrastructure for tokenized credit and RWA-based lending. Similar efforts have been seen across major DeFi protocols like Aave, MakerDAO, Centrifuge, Maple Finance, and Ondo Finance, as well as crypto exchanges exploring tokenized credit and real-world asset lending products.
As demand grows for regulated crypto yield products, partnerships like HashKey Chain and Morpho show how the lending market is shifting toward hybrid systems that mix compliance, tokenization, and decentralized liquidity.
The organization successfully launched the CPIC Estable MMF, a tokenized USD Money Market Fund managed by CPIC Investment Management (H.K.) Co., Ltd., secured $100 million in subscriptions on its first day.
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