Binance is expanding its Earn offerings with the introduction of RWUSD, a new product backed by tokenized U.S. Treasuries and other real-world assets.
The offering goes live on July 28, giving users access to a yield-bearing investment option with up to 4.2% annual percentage rate (APR).
According to the announcement, RWUSD is designed as a principal-protected product within the Binance Earn suite, allowing users to subscribe using supported stablecoins such as USDT and USDC, depending on regional availability. Subscriptions will be processed on a 1:1 basis, meaning users receive RWUSD equivalent to the value of their deposited stablecoins.
#Binance introduces a new principal protected Earn product: RWUSD.
RWUSD aims to benchmark yields in Real-World Assets (RWA) such as tokenized US Treasury Bills.
Subscribe with your stablecoin, earn Up to 4.2% APR.
👉 https://t.co/zTm1eC3H1S pic.twitter.com/jnl7lVvne0
— Binance (@binance) July 28, 2025
Unlike traditional stablecoins, RWUSD is not transferable between users and cannot be traded on the open market. Instead, it serves as an internal yield-bearing instrument whose value remains fixed and whose returns are tied to tokenized real-world assets like U.S. Treasury bills.
Binance has clarified that no subscription fees will be charged for entering the product. Once subscribed, users can accrue yield, which is ultimately redeemable in USDC — regardless of the stablecoin originally used to subscribe.
The redemption process comes in two forms: Fast Redemption and Standard Redemption, both of which may include platform-specific fees.
Although RWUSD is Binance’s first principal-protected Earn product directly backed by tokenized U.S. Treasuries, the exchange has previously explored similar financial structures through its venture arm, Binance Labs — notably through participation in OpenEden’s T-Bill-based products.
With RWUSD, Binance further underscores its growing interest in real-world asset integration and tokenized financial instruments, aligning with a broader industry trend toward bridging traditional finance and blockchain.
Meanwhile, Binance Academy deepened its footprint in Pakistan through a strategic partnership with the Ministry of IT and Telecom (MoITT), launching a nationwide blockchain education initiative. The program, set to run through 2026, targets integration across 20 universities and aims to train 300 educators to deliver blockchain-focused curricula to over 80,000 students.
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