In the United States, the GENIUS Act of 2025 establishes a federal licensing regime for payment stablecoin issuers, permitting only approved bank subsidiaries or qualified non-bank entities to issue dollar-backed tokens. The law mandates one-to-one reserves, monthly third-party reserve attestations and strict AML compliance, while granting holders priority in insolvency.
— Paxos (@Paxos) February 24, 2026
In Europe, the European Banking Authority is putting the Markets in Crypto-Assets regulation (MiCA) into action. This rule requires companies to get authorization, provide clear information, and guarantee full redemption rights for e-money tokens. EU authorities are also focusing on supervising cross-border activities.
In Asia, the Monetary Authority of Singapore has finalized a framework for single-currency stablecoins pegged to the Singapore dollar or G10 currencies, requiring full reserve backing, segregation of assets and strict redemption timelines.
Banks see both risks and opportunities.
According to Paxos, these frameworks open commercial avenues for banks in custody, reserve management and settlement services. At the same time, institutions must upgrade AML controls, reporting systems and supervisory engagement strategies to align with the new rules.
While regulatory approaches differ, the message is consistent: stablecoins are now firmly within the perimeter of formal financial oversight, and banks must adapt quickly to compete in the evolving digital payments landscape.
Payments provider Confirmo is leveraging Paxos to deliver stablecoin deposits and payouts to U.S. businesses, offering enterprise-grade custody, direct banking integrations, and near-instant settlement.
Enterprise stablecoin adoption in the US is building momentum.@ConfirmoPay will bring stablecoin payments to US enterprises nationwide via Paxos’ regulated infrastructure.
What this means:
❏ Compliant deposits & payouts for US businesses
❏ Enterprise-grade custody with full… pic.twitter.com/nBbx0uwY82— Paxos (@Paxos) February 9, 2026
Confirmo already processes over $90 million in transactions each month for clients around the world. This shows that more institutions want tokenized assets, such as Wintermute’s support for PAXG in on-chain gold trading.
Institutional demand for tokenized gold is accelerating.
Leading crypto market maker @Wintermute_T now supports PAXG on its OTC desk, enabling institutions to trade gold-backed tokens with on-chain settlement. pic.twitter.com/odQxqrTNSD
— Paxos (@Paxos) February 20, 2026
Paxos Labs has expanded its regulated stablecoin options on the Aptos blockchain by adding USDG0, a version of its USD-backed asset that works across different blockchains. This allows for smooth and compliant digital asset transactions. Recently, Paxos pointed out that the U.S., the European Union, and Singapore are moving from just watching the market to actively enforcing rules, which set clear paths and requirements for the industry.
Enjoyed this piece? Bookmark DeFi Planet, explore related topics, and follow us on Twitter, LinkedIn, Facebook, Instagram, Threads and CoinMarketCap Community for seamless access to high-quality industry insights.
“Take control of your crypto portfolio with MARKETS PRO, DeFi Planet’s suite of analytics tools.”
