Blockchain investment firm YZi Labs has invested $50 million in Better Payment Network (BPN) to develop programmable payment infrastructure powered by stablecoins. The investment, announced on October 16, 2025, is intended to help BPN build infrastructure connecting traditional finance with on-chain payment systems.
BPN is built on BNB Chain and combines centralized and decentralized finance to support the minting, swapping and settlement of fiat-backed stablecoins across different markets.
Stablecoins as a cross-border settlement layer
BPN’s model is designed to reduce the need for businesses to keep money pre-funded in separate accounts across different countries. Instead, stablecoins can be converted between regional currencies and used for settlement.
The network supports regional stablecoins including Brazil’s BBRL, Nigeria’s cNGN, Mexico’s MEXAS and Europe’s EURI. YZi Labs said BPN targets settlement in three to four hours, compared with one to two days through traditional channels, while targeting costs of about 0.3% versus roughly 2% through conventional foreign exchange channels.
The model could reduce some of the capital and time costs associated with cross-border payments, but its success depends on stablecoin liquidity, local payment infrastructure and regulatory compliance. Those factors are particularly important in emerging markets where currency controls and fragmented banking systems can complicate international transfers.
BPN expands its payment infrastructure
YZi Labs’ investment will fund on-chain liquidity pools and market-making systems designed to support stablecoin-to-stablecoin transactions. The initiative also aligns with YZi’s strategy of supporting BNB Chain projects focused on financial applications.
BPN initially planned to support up to 20 regional stablecoins across Latin America, Africa and Asia. Since the investment, BPN has also partnered with BNB Chain and expanded its infrastructure around cross-border payments, FX conversion and stablecoin settlement. Its current platform supports enterprise and institutional payment flows alongside on-chain liquidity.
The project is therefore no longer just a funding announcement. BPN is continuing to build payment and FX infrastructure around stablecoins, with its current focus extending to practical payment corridors and institutional use cases.
If you want to read more news articles like this, visit DeFi Planet and follow us on Twitter, LinkedIn, Facebook, Instagram, and CoinMarketCap Community.
“Take control of your crypto portfolio with MARKETS PRO, DeFi Planet’s suite of analytics tools.”
