Alchemy Pay has unveiled Alchemy Chain, a dedicated Layer-1 blockchain designed to power fast, low-cost stablecoin payments worldwide. The move marks a shift from Alchemy Pay’s previous role as a payment gateway toward building a self-sustaining, global financial network.
The new blockchain is purpose-built to handle modern payment demands, including merchant checkout, remittances, wallet-to-wallet transfers, automated payouts, and DApp commerce. By creating a platform tailored to payment scenarios, Alchemy Pay aims to improve transaction speed, reliability, and compliance for both merchants and institutions.
We’re building the infrastructure behind global crypto payments.
Alchemy Chain is a payments-first blockchain with predictable fees, instant settlement, and native stablecoin support. $ACH powers the network.
Testnet launching soon, scheduled to go live on Feb 23rd. ⚡… pic.twitter.com/adootGyFQ7
— Alchemy Pay|$ACH: Fiat-Crypto Payment Gateway (@AlchemyPay) February 16, 2026
Fast, predictable, and compliance-ready
Alchemy Chain uses a Proof-of-Authority consensus, delivering block times of roughly five seconds and near-instant finality, ensuring payments settle quickly. Transaction costs are predictable, with fixed ACH-denominated fees replacing volatile gas markets, providing users and businesses with transparency into operational costs.
Compliance is built into the system, supporting KYC/AML requirements and fiat settlement, allowing financial institutions to operate within regulatory frameworks while moving digital assets seamlessly. The network integrates on- and off-ramps to connect stablecoins with global fiat payment rails.
$ACH token and future plans
The network’s $ACH token will act as the gas fee currency, incentivizing validators, securing the network, and supporting developer activity. Alchemy Pay plans to launch a native stablecoin to serve as a unified settlement asset across wallets, merchants, and payment channels.
The Alchemy Chain testnet is scheduled to go live on February 23, 2026, opening the platform to developers and partners. The rollout represents a significant step toward scaling stablecoin payments globally and establishing Alchemy Pay as a central player in the Web3 financial ecosystem.
With this infrastructure, Alchemy Pay is positioning itself to support the growing demand for regulated, reliable, and high-speed stablecoin transactions across borders.
Notably, Alchemy Pay secured a Money Transmitter License (MTL) in the U.S. state of Nebraska, marking another step in the company’s effort to expand its regulated footprint across the American market.
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