Last updated on July 29th, 2025 at 08:54 pm
Amid rising market uncertainty and renewed tariff policies, Taiwanese investors are leaning toward more conservative strategies in 2025, with Exchange-Traded Funds (ETFs) and cryptocurrencies gaining notable traction, according to Yahoo Taiwan Finance’s latest Investment Behavior Survey.
Based on responses from nearly 9,000 internet users aged 18 and above, the survey reveals that nearly 60% of investors have become more risk-averse this year, up sharply from 2024. ETFs have overtaken individual stocks as the most preferred hedge against market volatility, with 36% of respondents planning to increase ETF holdings, compared to 28% for stocks.
Yahoo Taiwan Finance 2025 Investment Survey Reveals Key Shifts in Strategies https://t.co/A7ag3lxoD7 pic.twitter.com/fhHHSNzcqU
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Despite the caution, 49% remain optimistic about Taiwan’s stock market over the next 12 months. Saving and wealth accumulation remains the top financial goal (62%), followed by long-term income (48%) and retirement planning (38%). To manage risk, nearly 80% of investors now favor systematic investing and buying the dip.
Investment themes also reflect shifting sentiment. High-dividend ETFs, AI-related stocks, and market-cap ETFs have emerged as the top three asset classes. Among aggressive investors, nearly 10% plan to expand into crypto, while conservative investors continue to favor ETFs and stable stocks.
The report also highlights a generational divide. Gen Z investors whose participation rose by 7% are adopting diverse strategies guided by Gen X parents. Over 60% rely on family advice, yet show an appetite for stocks (49%), ETFs (41%), insurance (30%), and crypto (14%). Their key goals include savings, long-term income, and short-term gains as they seek to navigate inflation and modest wage growth.
Meanwhile, a separate report from CoinGecko highlights a parallel trend in the crypto community. A growing number of crypto users are open to involving artificial intelligence in portfolio management, despite lingering concerns about security and trust. Out of 2,632 crypto users surveyed, 87% indicated they would be willing to allow AI agents to manage at least 10% of their digital asset portfolios.
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