Quick Breakdown:
- Matrixport and HKUST Institute for Financial Research release joint report on tokenized gold.
- The study highlights gold tokens as scalable real-world assets (RWA) for DeFi and cross-border payments.
- Tokenized gold positioned as a future digital reserve and settlement asset in global finance.
Matrixport, the crypto financial services giant, alongside the Hong Kong University of Science and Technology (HKUST) Institute for Financial Research has released a report framing tokenized gold as a critical building block for digital assets. The study, “Tokenized Gold: Redefining Financial Infrastructure for the World’s Oldest and Most Trusted Asset Class,” argues that tokenized gold is set to become one of the most scalable real-world assets (RWAs) in crypto.
Matrixport × @matrixdock × @hkust Institute for Financial Research have released a report on tokenized gold — redefining financial infrastructure for the world’s oldest and most trusted asset class.
✨ One chart to grasp the key takeaways. Read the full report here:… pic.twitter.com/JyHmdkL3w9
— Matrixport Official (@Matrixport_EN) September 10, 2025
Turning Gold Into a Crypto-Native Asset
The joint research identifies inefficiencies in traditional gold markets, from settlement delays to fragmented liquidity and shows how tokenization on blockchain can resolve these challenges. By backing tokens with physical gold and putting them on-chain, investors gain verifiable holdings, seamless integration with decentralized applications, and programmable functionality.
Eva Meng, head of Matrixdock, Matrixport’s RWA platform, said gold tokens are evolving from simple price anchors to “core components of financial applications.” On-chain, tokenized gold can serve as collateral for DeFi lending, fuel liquidity pools, and act as a settlement medium for cross-border crypto transactions.
DeFi, RWA, and the Next Reserve Asset
The report also highlights tokenized gold’s potential to anchor DeFi infrastructure, providing a neutral reserve asset free from sovereign credit risk. Bo Tang, head of HKUST’s Institute, noted that gold’s universal status as a store of value makes it uniquely positioned to scale within crypto. He added that programmable gold tokens could underpin next-generation DeFi protocols and play a pivotal role in global digital settlement systems.
Matrixport, with $6 billion in assets under management, has already launched XAUm, its fully gold-backed token. The company said tokenized gold represents the fusion of traditional safe-haven assets with the efficiency and composability of blockchain, accelerating the adoption of RWAs in crypto markets.
The report is the first major product of Matrixport’s partnership with HKUST’s Institute for Financial Research. The collaboration, announced earlier this year, aims to advance blockchain-based RWA tokenization and explore how tokenized assets can bridge DeFi with traditional finance while boosting transparency, liquidity, and accessibility.
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