Last updated on July 3rd, 2025 at 10:53 am
Stablecoins have surpassed Visa’s transaction volume, achieving this in just five years compared to Visa’s four decades.
This rapid growth emphasizes the transformative effect of digital currencies on the global financial system and indicates a significant shift in transaction methods worldwide.
📊 BREAKTHROUGH: Stablecoins are now moving more volume than traditional networks—$27.6 trillion in 2024, surpassing Visa + Mastercard 🚀
Usage isn’t just speculation—it’s powering remittances, payrolls, and everyday business. Growth fueled by:
⚡ Mass consumer & SMB adoption… pic.twitter.com/6xi4GW8qXh
— CryptosRus (@CryptosR_Us) June 30, 2025
According to Gan Tian, CEO of Huaxia Fund, stablecoin issuance is projected to exceed $235 billion by 2025. This surge reflects the increasing reliance on stablecoins for everyday transactions, particularly due to their stability and efficiency compared to volatile cryptocurrencies and traditional payment methods. The volume processed by stablecoins has now outpaced Visa’s 40-year transaction total, emphasizing its critical role in both cryptocurrency and mainstream financial markets.
Industry leaders have acknowledged the importance of this development. Xiao Feng, Vice Chairman of Wanxiang Holdings, described stablecoins as a new stage in currency evolution, referring to them as “tokenized currency” powered by distributed ledger technology. He highlighted that stablecoins enable peer-to-peer transactions without intermediaries and are part of the broader digital twin trend, which involves tokenizing real-world assets on the blockchain.
Stablecoins are particularly valuable in regions facing foreign exchange shortages, such as many African countries, where they facilitate cross-border payments and support local economies. Chris Maurice, CEO of Yellow Card, noted that stablecoins enable businesses to operate and grow despite currency fluctuations. This ever increasing adoption is reflected in platforms like Circle’s USDC, which is expanding its international payment systems and partnering with traditional financial institutions to enhance cross-border transaction efficiency.
While the rapid expansion of stablecoins offers numerous benefits—including faster, cheaper, and more transparent payments—experts caution about potential systemic risks if regulatory frameworks do not keep pace. Without adequate safeguards, large-scale redemptions could destabilize major stablecoin issuers, posing risks similar to those seen in past financial crises.
In contrast, The BIS warns against stablecoins, stating they fail as modern money by lacking singleness, elasticity, and integrity, acting more like tradable assets than stable currencies.
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