Bolt has launched its highly anticipated SuperApp, marking a significant step into the fintech space.
The app integrates cryptocurrency transactions, debit payments, and peer-to-peer transfers into a user-friendly platform. This rollout represents a major expansion for the San Francisco-based company, known for its one-click checkout solution used by over 80 million U.S. shoppers and numerous leading merchants.
The SuperApp aims to create a centralized, personalized financial hub for users by addressing the challenge of managing multiple financial apps.
CEO Ryan Breslow said the launch reflects a return to Bolt’s founding mission. When he started the company 11 years ago, he aimed to simplify crypto interactions. Today, that vision has grown into what he calls a “fast, simple, and radically consumer-first” platform designed to remove the friction that often comes with managing money across disjointed services.
The app offers integrated features, including buying, selling, sending, and receiving major cryptocurrencies such as Bitcoin, Ethereum, USDC, Solana, and Polygon. Each user is provisioned with an on-chain balance powered by ZeroHash, which ensures real-time visibility into balances and transaction confirmations, enhancing transparency and control.
Beyond crypto, Bolt’s SuperApp includes a newly launched debit card featuring a robust rewards program. Users can earn up to 3% cash back on eligible purchases and up to 7% in Love.com store credits. By integrating these tools into a single platform, Bolt believes it lays the groundwork for a new chapter in consumer fintech, transforming from a checkout solution into a full-fledged financial ecosystem.
This movement toward integrated, tech-driven financial tools mirrors developments elsewhere in crypto. Last year, for example, Biconomy introduced its Delegated Authorisation Network (DAN), a tool that blends artificial intelligence with crypto management. The solution allows AI to securely assist users in handling digital asset transactions, underscoring a broader industry trend toward automation and user empowerment in decentralized finance.
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